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          Offices & Professional Services

          As a professional and a small business owner, you balance two very different roles: delivering services that your customers have come to count on while also managing all the logistics of running a small business. You have unique opportunities—as well as unique risks due to the many hats you wear each day.


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          Your Risks, Our Solutions

          Business Insurance from ERIE Has You Covered

          Coverage for property losses

          For fires, natural disasters like hurricanes or tornadoes and more.

          Income protection and rental income

          To provide coverage if your business is interrupted from something like a major fire.

          Coverage for certain utility failures

          Coverage is available in many cases of an off-premises utility failure.

          Liability coverage

          If you become legally liable for injuries suffered by a customer after something like a slip-and-fall accident at your office.

          Employment practices coverage

          In the event an employee claims they’ve experienced employment discrimination, wrongful termination and sexual harassment. (Coverage offered by a separate policy.)

          Business auto coverage

          In case an employee hurt another person or their property while driving a business vehicle. (Coverage offered by a separate policy.)

          Coverage business property at virtual offices

          To protect your business property at client’s premises or at an employee’s home office. (Available for purchase as a separate endorsement.)

          Electronic data coverage

          In case a virus corrupts your computer system.

          Data breach coverage

          In case you are legally required to notify customers whose credit card information is stolen. (Available for purchase as an additional coverage on select policies.)

          Even More Coverage

          Here are some of the extra ways that coverage from ERIE goes above and beyond.

          Valuable papers

          To restore or replace important financial documents, deeds and more.

          Accounts receivable

          To reproduce or replace accounts receivable records after a fire or some other covered loss.

          Sewer and drain backup

          To cover a loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump. (Available for purchase on select policies.)

          Employee dishonesty and theft

          To protect you against a situation that is hard to detect and often goes on for years.

          Peak season coverage

          Your inventory is protected with a higher limit on your coverage during peak seasons when there's more of it in stock.

          Forgery and alteration

          In case someone forges your business checks or fraudulently uses your business's credit or debit card.

          Great service is part of the package.

          Risk Control

          You have access to risk control tools and services to help you identify and reduce common business risks.

          Specialized Services

          You have support from claims and customer service teams that have special training in serving businesses like yours.

          Your Local ERIE Agent

          Your independent ERIE agent is there for you from quote time to claim time to every time in between.


          ?If you have to file a claim, you can rest easy knowing that ERIE stands behind its promise of service. ?With ERIE, you have claims service that’s:?


          Quick to respond

          Reimbursement for smaller claims can happen in as little as 48 hours.



          ERIE has claims offices throughout its territory, so help is always close by.


          What ERIE Customers Have to Say
          The best recommendation is a satisfied customer.

          Here is what a small business owner had to say about working with ERIE. 


          Professional Services Insurance Quote

          Does your office have the right level of protection? If not, let’s talk.

          Ready to get started?

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